Aditya Birla Personal Loan Apply Online & Eligibility, Interest Rate

Looking For Adtiya Birla Personal Loan? Aditya Birla Personal Loan helps you get instant funds for your needs like wedding, travel, emergencies. Apply online easily with minimal documentation, no security required, instant approval and fast money transfer to your bank account. Flexible EMIs make repayment simple.

Why Go For Aditya Birla Personal Loan?

ABCL (Aditya Birla Capital Limited) provides personal loans to a single person to fulfill basic needs and this money can be used for ceremonies, emergencies, renovation and more things like this. Aditya Birla Personal Loan is a Safe, Easy and Quickly.

Benefits:

✅ Loan Amount up to ₹40 Lakhs
✅ Quick Online Approval
✅ Funds Disbursed Within 24-48 Hours
✅ Minimal Documentation
✅ Flexible Repayment Tenure (12 to 84 months)
✅ Attractive Interest Rates
✅ 100% Digital Process

Eligibility Criteria:

To get the funds a person should meet all the requirements asked by ABCL which are the following:

· Age: Normally the age of the borrowers should be in that age group of 23 to 60 years.

· Nationality: The person should be a permanent resident of the country where he is applying for a loan.

· Documents: Valid ID Proof and Income Proof Recognized by the Bank and Company.

· Employment Status: The person should be an employee at a reputed company with a fixed amount of salary, even a small business owner or self-employed like a freelancer.

· Credit Score: Usually Score above 750 shows that the borrower is responsible and understands the value of money and time therefore the company believes in them.

Required Documents:

KYC Documents are necessary:

1. ID Proof: Adhaar Card, PAN card, Voter ID, and Passport.

2. Address Proof: Adhaar Card, Rental Agreement, Utility Bills

3. Employment Proof: Company ID, Offer Letter

4. Income Proof: From the date of application the salary slip and the bank statement of the last three months are required.

Guide to apply for Aditya Birla Personal Loan:

1. Visit the official website and select the “Personal Loan” section under the loans category.

2. Click on the button “Apply Now”, verify your mobile no. and get OTP.

3. Fill out the online application form with your personal information like name, employment status, income proof, etc.

4. Choose the amount of loan want From Rs.1 Lakh to 40 Lakh.

5. Upload the scanned copy of your documents and get yourself verified.

6. After that, you’ll be offered the amount, tenure, and interest rate according to your credit score.

7. Once you get verified within 24-48 hours the amount of the loan will be credited to your bank account.

This is all about the online process but also you can visit the nearest branch to approve your loan and can witness the whole process with your own eyes.

More Loans : Apply Instant Personal Loan in Chandni Chowk ₹50 Lakh

Aditya Birla Personal Loan Interest Rate:

Loan Amount	Interest Rate (p.a.)	Processing Fee	Tenure	Remarks
₹5 Lakh	10.99% – 12.99%	Up to 2%	12 – 84 months	Suitable for weddings, education, or travel
₹10 Lakh	10.49% – 12.49%	Up to 2%	12 – 84 months	For home renovation or big events
₹20 Lakh	10.49% – 12.29%	Up to 2%	12 – 84 months	Ideal for business or major personal needs
₹30 Lakh	10.49% – 11.99%	Up to 2%	12 – 84 months	For higher financial needs
₹40 Lakh	10.49% – 11.79%	Up to 2%	12 – 84 months	For big financial plans
₹50 Lakh	10.49% onwards	Up to 2%	12 – 84 months	Maximum loan eligibility based on profile

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