Living in Delhi means the availability of various facilities like water supply, electricity supply, and others, but it also means living a fast life and various expenses. Their medical expenses, travelling expenses, education, household supplies, and various expenses are at high cost in Delhi, which makes it hard to live a proper life in Delhi.
In this situation, if any urgency came for cash, then there are some NBFCs and fintech platforms available to provide urgent cash loans at that time.
What is an urgent cash loan?
An urgent cash loan is a short-term personal loan especially designed for raising funds in emergency situations to meet expenses that occur urgently. These loans often process quickly to provide funds to the borrower to cover their needs. There are online and offline applications for this loan.
What Benefit Is Taking an Urgent Cash Loan?
- Quick Approval: This loan is approved quickly and instantly disburses the loan amount to the borrower’s bank account so the borrower can cover their expenses when they need it the most.
- Short Documentation: For applying for an urgent cash loan, there is a minimum document needed so there is no time wasted on documentation, and the borrower can get a loan for their need.
- No Collateral: There is no need for any valuable assets for collateral as security due to the nature of the loan being unsecured, which relieves the borrower of having to worry about providing anything for taking out the loan.
- Online Loan Option: Urgent cash loans are always open to apply online so that you can apply at any time you need cash.
Platforms That Provide Urgent Cash Loan in Delhi
| Platform | Interest Rate (Per Annum) | Loan Amount |
| KreditBee | 16% – 30% | ₹1,000 to ₹3 Lakhs |
| MoneyTap | 13% – 24% | ₹3,000 to ₹5 Lakhs |
| EarlySalary | 18% – 30% | ₹5,000 to ₹5 Lakhs |
| CASHe | 27% – 33% | ₹7,000 to ₹4 Lakhs |
| NIRA | 24% – 36% | ₹5,000 to ₹1 Lakh |
| Dhani Loans | 12% – 30% | ₹1,000 to ₹15 Lakhs |
| FlexSalary | 18% – 36% | ₹4,000 to ₹2 Lakhs |
Get Instant Approval – Apply Urgent Loan
Eligibility Criteria For Urgent Cash Loan.
✅ Age: 21 Years to 58 Years
✅ Employment: Salaried or Self-Employed
✅ Monthly Income: Minimum ₹15,000 (Depend on Lender)
✅ Credit Score: Prefer 650+
✅ Proof of Residence: Rental Agreement or Proof of Residence in Delhi
Document Required For Urgent Cash Loan in Delhi
- Proof of Identity: Aadhaar Card, PAN Card, Voter ID, and Passport
- Address Proof: Utility Bills / Aadhaar
- Income Proof: Salary slips for last 3 months or bank statements
- Employment Proof: Company ID / Offer Letter / Business Registration (for self-employed)
- Photograph: 2 Passport-sized recent photograph
- Bank Account Proof: Passbook copy
Process for Urgent Cash Loan in Delhi
- Select Platform: Choose a platform where you want to take loan check offers provided and verified about the platform.
- Applying for Loan: Visit the platform website and start filling out the application for the loan by filling in personal and employment details and other necessary information needed to apply for the loan.
- Upload Required Document: After filling out the application form for the loan, upload all documents needed for the loan on the platform website.
- Wait for Verification and Approval: After filling out the loan application form and uploading documents, borrowers need to wait for verification of all information given to the lender website. After verifying if all information is correct and eligible for the loan, the lender gives a loan offer to the borrower.
- Loan Disbursed to Bank Account: After accepting a loan offer provided by the lender, the loan amount will be disbursed to the borrower’s bank account in an instant.
Important Notices : Credit Card Loan Vs Personal Loan – Best Choice?
FAQs
Is it possible to get an urgent cash loan in Delhi without a salary slip?
Yes, there are many platforms who are providing urgent cash loans based on other factors like bank statements, alternative income proof, or even to self-employed professionals; however, platforms will provide loans at higher interest rates.
If we apply for an urgent cash loan online is it safe?
Yes, Always before applying for a loan on a website verify about the website and check website reviews and privacy policies.