In this fast-changing world with a growing economy, many individuals contribute to economic growth, but it is essential to recognize that each individual is unique and different from others in terms of their role in the economy, demographic profile, lifestyle, and many other factors.
From the entire population in the economy, there are some individuals present; although their numbers are few, their role and impact on the economy are greater than that of the remaining population. These individuals often lead a comfortable, wealthy, and luxurious lifestyle due to their exclusive financial status.
For these people, there are some special financial products provided, one of which is the Emeralde ICICI Credit Card, which is a symbol of elite living. This premium credit card can be afforded only by those with a high net worth, and it is used by individuals who frequently travel, dine, and lead a high-standard lifestyle.
What is Emeralde ICICI Credit Card?
The Emeralde ICICI Credit Card is one of the most prestigious offers from ICICI Bank for high-net-worth individuals, luxury and high-standard lifestyle people, and people who travel frequently, dine, and spend money on other expenses. AmEx (American Express) and Mastercard (Mastercard) are the two payment methods available for this premium credit card.
Main Feature of Emeralde ICICI Credit Card
| Feature | Description |
| Unlimited Lounge Access | Complimentary access to domestic and international airport lounges |
| Golf Privileges | Complimentary rounds of golf |
| Spa and Wellness | Free spa sessions at leading airports in India |
| No Late Payment Charges | No charges for late payments or over-limit spending |
| 24×7 Concierge Services | Bookings for travel, dining, events, and more |
| Complimentary Airport Transfers | Free cab service available for going and coming from the airport in major cities |
| Dining Offers | Exclusive discounts and benefits at top restaurants through Culinary Treats |
| Reward Points | Earn 4 Reward Points on every Transaction |
| Insurance Coverage | It includes insurance and lost card protection |
Check this Blog : Best IndusInd Credit Cards – Top Offers & Benefits 2025
Eligibility Criteria of Emeralde ICICI Credit Card
✅ Age: 21 Year to 65 Year Old
✅ Occupation: Salary Person or Self Employed Individuals
✅ Income Requirement: Minimum income of ₹25 Lakhs Per Annum
✅ Credit Score: Prefer 750 and Above
✅ Existing Relationship: Preferably an existing customer of ICICI Bank
Document Required For Emeralde ICICI Credit Card
- Identity Proof: PAN Card, Aadhaar Card, Voter ID
- Address Proof: Aadhaar Card, Utility Bills
- Proof of income: Latest salary slips (last 3 months) or ITRs with Form 16
- Photograph: Passport Size Color Photograph
- Employment Proof: Company ID or Employment Certificate
Frequently Asked Questions
Can Is Emeralde ICICI Credit Card be used by those who frequently travel?
Yes, Emeralde ICICI Credit Card is made for those who frequently travel, especially by airplane. You can enjoy unlimited lounge access, complimentary airport transfers, spa services, and much more.
Is Emeralde ICICI credit card holder able to switch from annual billing to a monthly plan at any time?
Yes, ICICI Bank offers the option to switch between yearly and monthly fee plans at any time for Emeralde ICICI Credit Card, through the credit card holder’s convenience. Through this feature, credit card holders can ensure better control and monitor their credit card expenses.
Conclusion
Emeralde ICICI Credit Card is a premium card, one of ICICI Bank’s prestigious financial products, which not only offers financial assistance but also a superior and luxurious lifestyle experience. The Emeralde ICICI Credit Card is a blend of luxury lifestyle, complimentary rewards, flexible payment options, complimentary airport lounges, curated dining, wellness benefits, and concierge services.
Those who prioritize their lifestyle, value their comfort, frequently dine, and spontaneously travel, rather than Emeralde ICICI Credit, deserve to be in your pocket.