In today’s modern era, on one side, people use credit cards for covering expenses that arise unexpectedly or in urgent situations, and on the other side, people use credit cards for fulfilling their needs and desires and not waiting for salary.
Credit cards are a financial product of banks; among various banks, IndusInd Bank offers some of the richest or luxury features with customer-friendly credit card service. This article will lead you to known which one is the best indusind credit card for those who love to frequently travel, shop regularly etc.
List of Best Indusind Credit Cards
| Credit Card Name | Best For | Annual Fee (One-time) | Key Benefits |
| IndusInd Legend Credit Card | Luxury Lifestyle | ₹10,000 | Golf access, travel insurance, concierge services |
| IndusInd Pinnacle Credit Card | Online Spenders | ₹13,000 | 2.5% cashback on online spends, 1% on others |
| IndusInd Platinum Aura Card | Family Benefits | ₹900 | Multiple savings plans, fuel surcharge waiver |
| IndusInd Iconia Credit Card | Frequent Flyers | ₹3,500 | Lounge access, movie tickets, reward points |
| IndusInd Bank Duo Card | Unique Features | ₹350 | Debit + Credit combo, rewards, EMI options |
| IndusInd Celesta Credit Card | Elite Experiences | ₹50,000 | Premium concierge, airport lounges, golf & lifestyle perks |
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Why is IndusInd Bank popular for credit cards?
- Variety of Cards: IndusInd Bank provides many kinds of credit cards based on the user’s preference, like frequent traveler, businessman, online shopping, basic card for daily use, etc. That’s why there is the best IndusInd credit card for each individual preference.
- Lifetime Free: Some of the best IndusInd credit cards have no annual renewal fee, which means you need to pay only one time at the start for getting a credit card, and then there is no fee charged for maintaining the credit card.
- Premium Benefit: Many IndusInd credit cards provide premium offers like hotel discounts, concierge services, air travel insurance, lounge access, and even more, which makes them the best IndusInd credit cards among others.
- Safe & Flexible Payments: A chip and PIN is used with the India Indusind credit card to ensure the security of every transaction, as well as the ability to convert large amounts of transactions into EMIs, as well as the ability to manage your account online.
- Best Customer Support: IndusInd Bank is very known for their effective and efficient customer support system, and they are responsive 24/7 through phone banking, email support, and mobile app services for helping in resolving customer problems and managing their cards.
Eligibility Criteria
✅ Age: 21 years to 65 years old
✅ Nationality: Indian Resident
✅ Employment Type: Salary Person or Self-Employed Individual
✅ Minimum Income: ₹25,000 to ₹80,000 Per Month
✅ Credit Score: 700 or Above Preferred
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Document Required
- Identity Proof: Aadhaar Card, PAN Card, Voter ID
- Address Proof: Utility Bills, Aadhaar Card, Ration Card
- Income Proof: Latest Salary Slip (for salaried persons), ITR (For Self-Employed Individuals)
- Photograph: Recent 2 to 4 Passport-Sized Photos
Conclusion
IndusInd Bank provides credit cards from normal people to rich people according to their needs and living standards. There are some benefits, like no renewable annual fee for some credit cards, and some credit cards even provide many rewards, like cashback up to 2.5%, reward points, and lounge access with easy application. And also IndusInd Bank is recognized for their strong customer support system to provide credit cards in the easiest way possible.
Frequently Asked Questions
Which is the best IndusInd credit card for cashback and rewards?
The IndusInd Pinnacle Credit Card is known as the best IndusInd credit card for those individuals who make purchases at online platforms because it provides up to 2.5% cashback on transactions.
Without salary slip indusind credit card can get?
Mostly it is very hard because proof of income is mandatory for getting credit cards, especially for credit cards providing premium or luxury offers.