Best Credit Card for International Travel 2026
Have you ever wondered if you could get free international airport lounge access, a Priority Pass, or maybe free insurance? Well, yes, you can receive all of this or more without paying for them, just by using a credit card that focuses on providing international travel benefits.
Banks offer credit cards for international travel that provide benefits on your international expenses. If you frequently travel abroad, you should have an international travel credit card to save more on your international expenses. On Cardmintra, you can find the list of the best credit cards for international travel in 2026 to help you choose the right card.
List of Best Credit Card for International Travel 2026
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Benefits of International Travel Credit Cards
The following are just a few of the many advantages that an international travel credit card offers to you:
- Complimentary international airport lounge access
- Travel insurance benefits
- Discounts on flights and hotel bookings
- Low foreign mark-up fee
- Reward points on abroad expenses
- Convert transactions into Emis
List of the best International Travel credit cards
BOBCARD Premier Credit Card
- Receive the welcome benefit of 2000 Reward points
- Add up to 3 family members
- 5X reward points on travel spend
- 1% fuel surcharge exemption
- Convert reward points into cashback
- 4 free domestic airport lounge access
- Convert expenses of Rs 2500 or above into simple EMIs
- Get 50 days free of interest credit w.e.f purchasing date
Axis Bank Magnus Credit Card
- Get the joining fee of Rs.12,500 back in the form of a gift voucher
- Spend 50,000 Rs in the last three months and get unlimited domestic airport lounge access
- Up to 30% off on dining across India
- With priority pass membership get unlimited international airport lounge access
- Receive insurance benefits on luggage, credit card loss, or documentation loss.
- Free cash withdrawal
- Get up to 15% off on Oberoi and Trident hotels
HDFC Bank Regalia Gold Credit Card
- A gift voucher worth ₹2,500 as a welcome benefit
- Spend ₹5 lakh in a year and get a flight voucher worth ₹5,000
- spend ₹7.5 lakhs per year and enjoy an additional flight worth ₹5,000
- Complimentary Club Vistara Silver Tier and MMT Black Elite Membership
- Receive Marriott vouchers worth ₹1,500 when you spend ₹1.5 lakh
- With Priority Pass Membership, get 6 international airport lounge accesses
- Complimentary travel, health, and credit card insurance
ixigo AU Credit Card
- Receive Rs.1000 ixigo money voucher on joining
- Get 1000 reward points on the first transaction
- Get up to 10% off on flight tickets booked via ixigo
- Get up to 10% off on bus tickets booked via ixigo
- Receive up to Rs. 1000 instantly on a hotel booking
- Receive 10 reward points on online expenses
- Receive 20 reward points on train tickets booked via ixigo
- Receive 5 reward points on offline purchases
- Get 1 international and 16 domestic airport lounge access yearly
- 1% fuel surcharge exemption
- Convert expenses of Rs.2000 or more into EMIs
Axis Bank Atlas Credit Card
- Receive 2500 EDGE Miles on the first transaction
- Receive 5 EDGE Miles on travel
- Get up to 25% off on dining via EazyDiner
- Get international and domestic airport lounge access
- Worldwide approved card
- Offer a basic facility by spending a certain amount to be eligible
- Premium perks under the tier-based facility
IndusInd Legend Credit Card
- No annual fee
- Suitable for travelling
- Get a Luxe gift card for joining
- Get a buy-one-get-one movie ticket offer on BookMyShow
- Get Rs.50 on food and beverages
- Receive air accident insurance worth Rs.25,00,000
- 1% fuel surcharge exemption across India
- Get 2 reward points on weekend expenses
- Get 1 reward point on weekday expenses
- Spend Rs.5 lakh or more yearly and earn 3000 reward points
IDFC First Select Credit Card
- No joining, reward redemption, or over-limit fee
- Get 2 free domestic lounge access
- Receive a gift voucher worth 500 Rs and 5% cashback as a welcome gift
- Get 6X reward points on online expenses
- Receive 3X reward points on offline expenses
- Receive up to 12 golf lessons yearly
- Get a buy one get one movie ticket twice a month
- Get up to 20% off on various restaurants across India
- Up to Rs 300 fuel surcharge exemption monthly across India
- 10X reward points on your birthday expenses
- Earned reward points never expire
RBL World Safari Credit Card
- Best travel credit card
- Free MakemyTrip gift voucher worth Rs.3000 as a welcome benefit
- Pay a 0% markup fee on foreign currency transactions
- Spend 2 lakhs or more in a year and earn 10,000 reward points or exciting gift vouchers
- Free 2 domestic airport lounge access every quarter
- Free 2 international airport lounge access in a year on Priority Pass
- Receive free travel insurance benefits
- Get 24*7 concierge service
- Get 4 free green fee rounds yearly
- Get 12 free golf lessons in a year
- 1% fuel surcharge exemption
SBI Elite Credit Card
- Receive a gift voucher worth Rs 5000 as a joining reward
- Spent 10 lakh or more to waive off the annual fee
- Get 6 international and 8 domestic airport lounge access
- Receive a complimentary movie worth Rs.6000 yearly
American Express Platinum Charge Credit Card
- Suitable for lifestyle
- Spend Rs.5000 in the first 3 months and get 10,000 referral bonus membership reward points.
- Spend Rs.50,000 within 60 days of issuance and get a gift voucher worth Rs.60,000
- Book two movie tickets at PVR INOX and get Rs.500 off
- Get EaxyDiner Prime membership for free and receive up to 50% off in prime restaurants
- Complimentary access to 30 and 50 golf courses, domestic and international, respectively
- No fuel convenience fee at HPCL station (transaction up to Rs.5000)
- Unlimited domestic airport lounge access at the partnered lounge
- Access to more than 1400 international lounges
- Exclusive travel/hotel privileges
- Exclusive benefits on world-class airlines
- Earn attractive rewards on domestic and international expenses
Why you should select these cards
| Credit Card Name | Reason to select |
| BOBCARD Premier Credit Card | A great choice for frequent travellers and everyday spenders, Travel spending is highly rewarding, with accelerated reward points that can be converted into cashback for added value. |
| Axis Bank Magnus Credit Card | This premium credit card offers exceptional value, especially for frequent travellers and luxury seekers. Additional perks include comprehensive insurance coverage for lost luggage, credit cards, and documentation, providing peace of mind during travel. The card also offers free cash withdrawals, adding to its convenience and financial flexibility. |
| Regalia Gold Credit Card | This premium travel credit card offers a range of exclusive benefits, making it a perfect choice for frequent travellers. Cardholders receive a welcome gift voucher and flight vouchers for high annual spend, enhancing travel savings.
Additionally, comprehensive travel, health, and credit card insurance provide added security, making this card an excellent choice for both business and leisure travellers. |
| ixigo AU Credit Card | This credit card is an excellent choice for travellers, offering exclusive benefits on bookings through Ixigo along with rewarding perks on everyday spending. |
| Axis Bank Atlas Credit Card | A globally accepted travel credit card packed with exclusive benefits. Unlock premium perks through a tier-based system. The maximum reward rate of this card is 5%. |
| IndusInd Legend Credit Card | Enjoy a lifetime free credit card with exclusive travel benefits, a fuel surcharge waiver across India, and discounts on dining.
Earn extra reward points on weekend spending, and bonus points for high annual spending. |
| IDFC First Select Credit Card | This card, widely regarded as one of the best lifetime free credit cards, offers unlimited reward points that never expire.
This card has it all, including complimentary travel and entertainment advantages. |
| RBL World Safari Credit Card | This top-tier travel credit card is packed with benefits, making it an excellent choice for frequent travellers and luxury seekers.
Travel is made seamless with complimentary domestic and international airport lounge access, along with free travel insurance for added security. |
| SBI Elite Credit Card | This premium credit card offers exceptional rewards and exclusive privileges, making it an excellent choice for high-spending travellers and entertainment enthusiasts. Entertainment lovers can enjoy complimentary movie benefits worth ₹6,000 annually, adding extra value to their lifestyle.
Travel is made more comfortable with complimentary access to both international and domestic airport lounges. With its blend of travel perks and luxury benefits, this card is designed for those who seek convenience and exclusivity. |
| American Express Platinum Charge Credit Card | This lifestyle credit card offers a perfect blend of luxury, travel, and entertainment benefits. Travellers enjoy unlimited domestic lounge access and entry to over 1,400 international lounges, along with exclusive perks on world-class airlines and hotel stays.
Golf privileges provide access to prestigious courses both domestically and internationally, and attractive rewards on both domestic and international spending, making this card a premium choice for those who enjoy a luxurious lifestyle. |
Conclusion
An international travel credit card is a valuable companion for frequent travellers, offering a host of benefits that enhance convenience and savings. From complimentary airport lounge access to travel insurance coverage, it ensures a seamless and comfortable journey. Reward points on overseas transactions further add value, while the flexibility to convert expenses into EMIs provides financial ease.
With these features, an international travel credit card is designed to make global travel more rewarding and hassle-free. To save more on your international travel, consider an international credit card.
Frequently Asked Questions (FAQ)
Which is the best credit card for international travel?
All the cards listed above are among the best international credit cards. However, if any card fits your needs and income, then it is the most appropriate card for you.
What are the eligibility criteria for an international credit card?
Eligibility criteria for international travel credit cards vary by bank. However, the common eligibility criteria are:
Resident: Indian
Age: Should be above 18 years
Employment: Salaried or Self-employed
Credit score: Must have a good CIBIL score
Is there any limit on international transactions?
Generally, banks set a credit limit for their cards. There are no limits on international or domestic transactions.