table {
border: 3px solid orange;
border-collapse: collapse;
width: 100%;
max-width: 600px;
font-family: Arial, sans-serif;
}
th, td {
border: 1px solid orange;
padding: 12px 15px;
text-align: left;
}
th {
background-color: #ff9800; /* Orange background */
color: white;
font-weight: bold;
}
tr:nth-child(even) {
background-color: #fff3e0; /* Light orange for alternate rows */
}
| Charge Type |
Details |
| Joining/Annual Fee |
₹499 (entry-level) to ₹12,500 (super-premium), mostly waived on eligible spends |
| Interest Rate |
3.4% – 3.6% monthly on revolved balances |
| Cash Advance Fee |
Around 2.5% of withdrawn amount or minimum ₹500, whichever is higher |
| Forex Markup |
~3.5% + GST on most cards; ~2% + GST on premium cards (Regalia, Diners, Infinia) |
| Late Payment Fee |
Slab-based, ranging from ₹100 up to ₹1,300 depending on outstanding balance |
| Over-Limit Fee |
Approximately 2.5% of the over-limit amount |
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