SBI SimplyCLICK Credit Card

IndianOil HDFC Bank Credit Card
Fee: ₹500 + GST (waived on eligible spend)
Rewards: Higher points on IndianOil fuel spends
Extra: Offers on lubricants and vehicle services

 

 

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Charge Type Details
Joining/Annual Fee ₹499 (entry-level) to ₹12,500 (super-premium), mostly waived on eligible spends
Interest Rate 3.4% – 3.6% monthly on revolved balances
Cash Advance Fee Around 2.5% of withdrawn amount or minimum ₹500, whichever is higher
Forex Markup ~3.5% + GST on most cards; ~2% + GST on premium cards (Regalia, Diners, Infinia)
Late Payment Fee Slab-based, ranging from ₹100 up to ₹1,300 depending on outstanding balance
Over-Limit Fee Approximately 2.5% of the over-limit amount
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HDFC Bank Millennia Credit Card
Fee: ₹1,000 + GST (waived on early spend criteria)
Cashback: Up to 5% on Amazon, Flipkart, Zomato, others
Perks: Lounge access, Swiggy One membership

SBI SimplyCLICK Credit Card

SBI SimplyCLICK Credit Card

Joining Fee

₹499 + GST

Renewal Fee

₹499 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Amazon Gift Card Worth ₹500

IndianOil HDFC Bank Credit Card
Fee: ₹500 + GST (waived on eligible spend)
Rewards: Higher points on IndianOil fuel spends
Extra: Offers on lubricants and vehicle services

 

 

Charge Type Details
Joining/Annual Fee ₹499 (entry-level) to ₹12,500 (super-premium), mostly waived on eligible spends
Interest Rate 3.4% – 3.6% monthly on revolved balances
Cash Advance Fee Around 2.5% of withdrawn amount or minimum ₹500, whichever is higher
Forex Markup ~3.5% + GST on most cards; ~2% + GST on premium cards (Regalia, Diners, Infinia)
Late Payment Fee Slab-based, ranging from ₹100 up to ₹1,300 depending on outstanding balance
Over-Limit Fee Approximately 2.5% of the over-limit amount

 

HDFC Bank Millennia Credit Card
Fee: ₹1,000 + GST (waived on early spend criteria)
Cashback: Up to 5% on Amazon, Flipkart, Zomato, others
Perks: Lounge access, Swiggy One membership