IndianOil HDFC Bank Credit Card
Fee: ₹500 + GST (waived on eligible spend)
Rewards: Higher points on IndianOil fuel spends
Extra: Offers on lubricants and vehicle services
HDFC Bank Millennia Credit Card
Fee: ₹1,000 + GST (waived on early spend criteria)
Cashback: Up to 5% on Amazon, Flipkart, Zomato, others
Perks: Lounge access, Swiggy One membership