Indusind Bank Credit Cards: Check Features, Eligibility & Charges

IndusInd Bank, founded in 1994 as one of India’s Prominent private sector banks, Indusind entered the credit card market  in the early 2000s and now holds around  3-5% market share in Credit cards.

Actually Indusind is a premium card issuer. Cards like IndusInd Bank Indulge Credit Card, IndusInd Bank Crest Credit Card are quite famous among Elite People in India . The bank focuses on experience-driven cards for urban users partnering with platforms like EazyDiner and fintechs for co-branded offerings. 

Induslnd Bank Credit Cards

List of Best IndusInd Bank Credit Cards in India 2026

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Movies | Travel

Reward Type

Reward Points

Welcome Benefits

N/A

Joining Fee

₹1,999 + GST

Renewal Fee

₹1,999 + GST

Best Suited For

Travel | Food

Reward Type

Reward Points

Welcome Benefits

2,000 Bonus EazyPoints, Complimentary Membership of EazyDiner Prime, and Postcard Hotel Stay Voucher Worth ₹5,000

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

N/A

Welcome Benefits

N/A

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Food

Reward Type

Reward Points

Welcome Benefits

3-Month EazyDiner Prime Membership and 500 Bonus EazyPoints

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A

Joining Fee

₹10,000 + GST

Renewal Fee

Nil

Best Suited For

Movies | Shopping

Reward Type

Reward Points

Welcome Benefits

Gift Vouchers from Oberoi, Luxe, Postcard Hotels or Montblac

Why Choose IndusInd Credit Cards?

Categories of rewards, such as faster point accrual on dining, weekends, or travel, along with other benefits, such as low forex markups (1.8% on prime variants) and lounge access, make IndusInd cards stand out.

They usually charge fuel surcharges (1%) and offer movie deals through BookMyShow, which is attractive to people living in Urban. They offer Long-term value As welcome bonuses, milestones, flexible redemptions (cashback, airmiles, vouchers).​

Cards by Category: Best Picks

IndusInd excels in targeted use cases. Here’s a table matching cards to travel, lounge, shopping, and dining:

Category Recommended Card Key Benefits
Travel IndusInd Legend Credit Card 1.8% forex markup, weekend bonus points (2X), milestone airmiles bonus, lost baggage insurance.​
Lounge Access EazyDiner IndusInd Bank Credit Card 2-4 domestic visits/year, plus Priority Pass on premium variants; pairs with dining perks.​
Shopping IndusInd Nexxt Credit Card Instant EMI conversion at POS, rewards on retail, e-commerce boosts via partners like CRED variant.​
Dining EazyDiner IndusInd Platinum Credit Card 20-25% instant discounts via app, free Prime membership, high points on restaurants.​

IndusInd Bank Tiger Credit Card

The IndusInd Bank Tiger Credit Card is best for everyday users, offering rewards on general retail spend and a practical 1% fuel surcharge waiver at stations across India. Those who want a basic Card for shopping and groceries, then this card is best for you, where every spend you get a reward. 

Best for: Urban Users and casual shoppers seeking fuel savings (1% waiver up to ₹5,000/month) plus offers like movie discounts. 

EazyDiner IndusInd Bank Credit Card

If you are a family person or love to eat in a restaurant, then the EazyDiner Indusind Bank Credit card is the best option for you. This car offers heavy restaurant patrons up to 10X reward points on bookings through the EazyDiner application.

which means 25 per cent or more in direct discounts at more than 2,000 partner locations nationwide.

It packages high-value incentives such as 2-4 domestic lounge access a year and monthly buy-one-get-one movie tickets with BookMyShow in total value.​

  • Best for: Frequent diners in metros enjoying EazyDiner Prime membership (free for 1 year) with guaranteed 25-50% bill savings, lounge visits, and entertainment offers.​

IndusInd Legend Credit Card

The IndusInd Legend card is among the best cards in the Lifetime free credit card league. This Card Holder always gets additional reward points while shopping and the best part is you can redeem these points at any time. This cardholder receives four domestic lounge access. 

  • Best for: Frequent travellers benefiting from low forex (1.8%), weekend 2X rewards, milestone bonuses, and travel insurance, including baggage loss protection.​

EazyDiner IndusInd Platinum Credit Card

Being a more affordable way of engaging with the EazyDiner ecosystem, this Platinum level will provide 20 per cent on-the-spot application discounts on restaurant bills, quarterly 2,000 point rewards on regular spending and a trustworthy 1 per cent fuel charge bar on day-to-day utility.

It offers contactless payments and extended merchant offers even outside dining hotspots.

  • Best for: Occasional diners and families leveraging 20% EazyDiner app discounts (capped per bill), fuel waivers, and quarterly reward milestones for balanced savings.​

IndusInd Bank Platinum Credit Card

The simple IndusInd Bank Platinum Credit Card offers entry-level 1% reward points on all retail purchases, fuel surcharge benefits, and rotating partner offers on a travel or shopping portal, making it an affordable option for credit card newcomers.

  • Best for: Beginners and low-spenders gaining simple 1% rewards on everyday purchases, fuel savings (1% waiver), and introductory partner discounts.​

IndusInd Nexxt Credit Card

Designed for purchase flexibility, the IndusInd Nexxt Credit Card lets users, at the point of sale, choose whether transactions process as standard purchases, EMIs, or reward redemptions directly via the app or card controls, with standard 1-2% rewards on retail purchases. This on-the-spot repayment choice eliminates post-purchase hassles for big-ticket electronics or appliances.​

  • Best for: Big-ticket shoppers converting purchases to EMIs instantly at checkout, with standard rewards and full repayment control without customer service calls.

Key Features Snapshot

Card Annual Fee (waiver) Rewards Rate Standout Perk
Tiger ₹500-1,000 (spend-based) 1-2% equiv. Partner lifestyle offers​
EazyDiner ₹1,500 (₹1.5L spend) 10X dining 25% restaurant disc.​
Legend LTF/₹5,000 2X weekends 1.8% forex​
EazyDiner Platinum ₹750 (₹75k spend) 5-10X dining App milestones​
Platinum ₹500 (spend-based) 1% base Fuel waiver​
Nexxt ₹1,000 (₹1L spend) 1-2% POS EMI​

Conclusion

IndusInd Bank credit cards are ideal for online and in-store shoppers, as they offer the highest rewards. If you Love Dining, the EazyDiner IndusInd Bank Credit Card is the best option for you. IndusInd Bank offers a Lifetime Free Credit Card.

If you need a card and don’t want to pay any annual fees, the IndusInd Legend Card is one of the best in the Lifetime free credit card league.

FAQ

Which is the Best IndusInd card for travel?

A Legend card, due to low forex and insurance.​

Are IndusInd cards lifetime free?

Yes, Legend and others via select offers.​

Which IndusInd credit card is best for dining?

EazyDiner variants for 25%+ savings.​

Can I get an Indusind credit card with a salary under ₹30,000?

Yes, you can easily get an IndusInd credit card with a salary under 30,000. 

How can I redeem my Reward points in Indusind Bank credit card

IndusInd Bank reward points can be redeemed primarily through the IndusMoments platform at www.indusmoments.com.