IDFC Bank

IDFC First Bank is known for providing multiple beneficial credit cards, including a wide range of lifetime free cards. It was incorporated in 2014 after receiving approval from the Reserve Bank, and its banking operations started in 2015. Headquartered in Mumbai, IDFC Bank is known for its easy and affordable banking services, including low-maintenance savings accounts, rewarding debit cards, and credit cards. The bank operates across various business verticals, providing a wide array of services to its clients. According to RBI reports, IDFC First Bank currently has more than 35.52 lakh active credit cards in the country as of March 2025. It has become a popular credit card issuer in the country and is known for offering exclusive cards with minimal charges. IDFC First Bank also includes some of the best-secured credit cards in the market in its portfolio, such as the IDFC WoW! Card, which comes with zero Forex charges, or the IDFC Smart Earn Credit Card. Such cards can be availed by students or those without any credit history and offer decent rewards. In this article, you will find a list of all the IDFC Bank credit cards and all the information about them.

IDFC FIRST Millennia Credit Card Ap

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Movies | Shopping

Reward Type

Reward Points

Welcome Benefits

5% cashback on first EMI spend up to Rs. 1,000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 5,000 within 30 days of card generation
IDFC FIRST Select Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

Vouchers worth ₹500 on spends of ₹5,000 within 30 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.
IDFC FIRST Classic Credit Card

Joining Fee

Lifetime Free

Renewal Fee

Lifetime Free

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

Welcome gift voucher worth ₹500 on spending ₹5,000 or more within the first 30 days. Also, get 5% cashback on the value of your first EMI transaction done within 30 days of card generation.
IDFC FIRST EARN Credit Card

Joining Fee

₹499 + GST

Renewal Fee

₹499 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

100% Cashback Upto ₹200 (On First Four UPI Transactions Within 15 Days)
IDFC Bank FIRST SWYP Credit Card

Joining Fee

₹499 + GST

Renewal Fee

₹499 + GST

Best Suited For

Movies | Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

1,000 RPs on the First EMI Transaction, 1 Year Lenskart Gold Membership, and 2,000 Reward Points on Spends of ₹5,000
IDFC FIRST WoW Credit Card

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Dining | Shopping

Reward Type

Reward Points

Welcome Benefits

N/A
Club Vistara IDFC First Credit Card

Joining Fee

Rs. 4,999 + GST

Renewal Fee

Rs. 4,999 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara