Amazon Pay ICICI Credit Card vs Flipkart Axis Card – Which One Wins?
Online shopping is becoming more popular; we usually prefer Amazon and Flipkart as they are the most popular and trusted e-commerce platforms. You know you can get additional discounts, cashbacks, vouchers, and much more on these platforms just by using credit cards, and not just a regular credit card, but co-branded credit cards that are made for Amazon and Flipkart users. Currently, in the market, Amazon Pay, ICICI Credit Card and Flipkart Axis Credit Card are the best credit cards for online shopping.
If you’re confused about which one is the best, read on to gain a clear picture of both cards.
Amazon Pay ICICI Credit Card
The “Amazon Pay ICICI credit card” is ideal for Amazon customers and is free for life. If you use this card for shopping on Amazon or paying bills through Amazon Pay, you’re entitled to various benefits, such as discounts, cashback, vouchers, and more. Not just for Amazon users, this card is equally beneficial for non-Amazon members.
Flipkart Axis Bank Credit Card
One of the best cashback credit cards, the ‘Flipkart Axis Bank Credit Card’, offers great advantages to both Flipkart users and non-Flipkart users. If you use this card at partnered merchant sites, you can get exclusive benefits such as reward points, discounts, cashbacks, vouchers, and others. It’s a great card for shopping lovers.
Comparison chart
| Comparison | Flipkart Axis Credit Card | Amazon Pay ICICI Credit Card |
| Fees | Rs 500 plus GST | Lifetime Free, i.e, Zero Fees |
| Welcome benefits | 600 Rs Flipkart voucher and 100 Rs off on a Swiggy order | Benefit worth Rs 2000 and Rs 500 off on Amazon Prime Membership |
| Lounge Access | 4 free lounge access every year | No lounge access facility |
| Cashback and rewards | Minimum Cashback- 1.5%
Maximum Cashback- 5% |
Minimum Cashback- 1%
Maximum Cashback- 5% |
| Fuel Surcharge | Waive 1% fuel surcharge | Waive 1% fuel surcharge |
| Dining Benefits | Up to 15% off at partnered restaurants | 15% off at more than 200 restaurants across India |
| Suitable for | If you prefer shopping on Flipkart, you should choose this card. | If you prefer shopping on Amazon, you should select this card. |
Eligibility and documents required for Flipkart Axis Card
The eligibility criteria:
Age should be between 18 to 70 years.
Either an Indian citizen or a non-resident Indian is required.
The income source should be steady
Documents required:
Identity Proof
Address Proof
Income Proof
Some colored photographs
Eligibility and documents required for Amazon Pay Card
The eligibility criteria:
Age should be above 18 years
Indian Citizenship
For an ICICI account client, the minimum income is Rs 25,000
The minimum income for a non-ICICI customer is 35k
Documents required:
Address Proof
PAN Card
Income Proof
How to apply for these cards?
To apply for the Amazon ICICI card or the Flipkart Axis Card, visit Cardmintra and apply directly there.
You can also apply directly on the card lender’s official website or in person at a branch.
Conclusion
If you love shopping on Amazon and want cashback that never expires, the Amazon Pay ICICI credit card is for you. Those who love shopping while travelling should opt for the Flipkart Axis credit card. Both cards are great for shoppers, offering rewards, cashback, lounge access, vouchers, and other generous benefits. Both cards have their own perks, so which one suits you best depends on your preferences and lifestyle.
Frequently Asked Questions? (FAQs)
What are the major differences between Amazon Pay, ICICI and Flipkart Axis Credit Card?
The major differences between Amazon Pay Card and Flipkart Axis Card are:
- The cashback on the Amazon Pay ICICI card never expires, whereas Flipkart cashback has an expiration date.
- Flipkart Axis card provides 4 lounge visits per year, whereas Amazon Pay does not.
- The Flipkart Axis card has an annual and renewal fee, while the Amazon Pay card is a lifetime free credit card.
Which is the best card for Flipkart and Amazon shopping: ICICI or Axis Bank Credit Card?
For shopping on Amazon, the best card is the Amazon Pay ICICI credit card, which offers 5% cashback for Amazon Prime members and 3% cashback for non-Amazon Prime members.
For shopping on Flipkart, the best credit card is the Flipkart Axis credit card that offers 5% cashback on the Flipkart app.