Flipkart Axis Bank Credit Card

Name: Flipkart Axis Bank Credit Card
Brand: Axis Bank

The Flipkart Axis Bank Credit Card is a good option for people who regularly shop on Flipkart. This card is very easy to get and use, making it great for people new to credit cards. The Flipkart Axis Bank Credit Card is also very affordable, making it an excellent option for people who do not want to pay much.

Get 5% cashback when you shop on Flipkart and Myntra. You also receive 4% cash back on certain partner brands and 1% cash back on all other purchases. The cash back gets applied directly to your credit card bill, so you don’t have to do anything extra.

The card also offers benefits, including a fuel surcharge waiver. The joining fee and yearly fees are low, so it is easy to afford. If you shop online regularly and want simple cashback without confusion, this card is worth considering. Read ahead to know more about its features and benefits.

Flipkart Axis Bank Credit Card

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

Introductory Benefits Worth Rs. 600 on Card Issuance

Flipkart Axis Bank Credit Card Fees and Charges

Charge Type	Amount / Details
Joining Fee	₹500 (may be free during limited-time offers)
Annual Fee	₹500 (from 2nd year onwards)
Annual Fee Waiver	Waived if annual spends reach ₹3,50,000
Add-on Card Fee	₹0
Interest (Finance Charges)	3.75% per month (approx. 55.55% per year)
Cash Withdrawal Fee	2.5% of amount withdrawn (Minimum ₹500)
Late Payment Fee	₹0 – ₹1,200 (based on outstanding amount)
Over-limit Fee	2.5% of over-limit amount (Minimum ₹500)
Foreign Currency Markup	3.5% of transaction amount
Cash Payment at Branch	₹175
Utility/Wallet/Online Gaming Fee	1% fee if spending crosses specific monthly limits

Benefits & Features of Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card, offered by Axis Bank, is mainly designed for people who shop online regularly. The biggest advantage of this card is straightforward cashback.

Cashback Benefits

7.5% cashback on Myntra – Useful if you shop there frequently. (Quarterly cap applies.)
5% cashback on Flipkart and Cleartrip – Good for shopping and travel bookings. (Quarterly cap applies.)
4% cashback on preferred merchants – Applies to selected partner brands across categories.
1% cashback on all other eligible spends – You still earn on everyday purchases.

The cashback is directly credited to your credit card statement. There are no reward points to track or redeem.

Welcome Benefits

When you activate your card and do your transaction, you can get some great welcome benefits. These welcome benefits might be things like Flipkart vouchers or special offers from their partners. It really depends on what’s going on at the time.

Fuel Surcharge Waiver

You get a 1% fuel surcharge waiver at petrol pumps across India, within specified limits.

Dining and Lifestyle Offers

Cardholders can access dining discounts under Axis Bank’s dining program, along with periodic offers on travel, food delivery, and lifestyle brands.

Easy EMI Option

If you make a big purchase on Flipkart, you can convert it into easy EMIs, making repayment more manageable.

Flipkart Axis Bank Credit Card Pros and Cons

Pros	Cons
5% cashback on Flipkart and Myntra shopping	Best value only if you shop a lot on Flipkart
4% cashback on select partner brands	Only 1% cashback on other spending
Cashback is simple and auto-credited to your statement	Lounge benefits are limited after recent changes
Affordable annual fee	Not ideal for travel or luxury rewards
Good for beginners and online shoppers	Fewer premium benefits compared to high-end cards
Fuel surcharge waiver adds small savings	Cashback categories can change over time

Flipkart Axis Bank Credit Card Eligibility Criteria

Eligibility Criteria

To apply for this card your minimum age should be 18 Years and maximum age should be 70 years.
Must be a resident of India.
The bank will also check your income, your credit history and other financial factor before approval

Documentation

Identity Proof

Photocopy of your PAN Card
Form 60

Income Proof

Salary slip
Form 16
ITR

Address Proof

Driving licence
Electricity bill
Landline bill

Flipkart Axis Bank Credit Card Review

If you shop a lot on Flipkart and Myntra, the Axis Bank Flipkart Credit Card is honestly a good deal. You get solid cashback, and the money comes straight to your credit card bill. There are no complicated points or confusing rules.

The yearly fee is not very high, so it feels worth it if you are already spending money online. Over time, the cashback can easily cover the fee.

But if you don’t shop online much or are looking for big travel benefits and luxury rewards, this card may not be the best choice for you.

In simple words, if you are a regular online shopper, this card can help you save money without any headache. If not, you can look at other options.

FAQs

What rewards will I receive with this card?

You’ll receive 5% cash back on Flipkart and Myntra, 4% cash back on certain partner brands and 1% cash back on all other purchases.

How do I receive the cashback?

The cashback is automatically adjusted in your credit card statement. You do not need to redeem points or apply for it.

Is there any limit on the cashback you can earn with the Flipkart Axis Bank Credit Card?

The card carries a ₹500 joining fee along with a ₹500 annual fee. You might be able to get it waived off if you spend a certain amount in a year.

Is this card good for first-time users?

It is an extremely simple card to use and has no complicated reward points, which makes it a very good option for newbies.