AmEx

American Express, or AmEx, is a US-based multinational financial corporation known for its premium credit cards and charge cards worldwide. It is both a card issuer and a credit card network, as you can get cards issued by AmEx for which the payment is processed over its own network and cards issued by other financial institutions in partnership with the AmEx card network. The corporation forayed into the Indian credit card market in 1993, and very soon, American Express Cards became one of the most premium cards in the country. As of March 2025, there are more than 14.5 lakh American Express credit cards in circulation. Being a card issuer and a credit card network, AmEx has become unique in its own way, providing its customers with exclusive offers across different categories. Especially known for their travel rewards, American Express credit cards provide an elegant look and magnificent rewards. This article will help you understand the best AmEx Cards of various types.

American Express Membership Rewards® Credit Card

Joining Fee

₹1,000 + GST

Renewal Fee

₹4,500 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

4,000 Bonus Membership RPs can be availed on Spending of ₹15,000 within the first 90 Days of the Card Issuance

Joining Fee

Rs. 495 + GST

Renewal Fee

Rs. 495 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Cashback of ₹500
American Express Platinum Travel Credit Card

Joining Fee

₹5,000 + GST

Renewal Fee

₹5,000 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

10,000 Membership Rewards Points
American Express Platinum Reserve Credit Card

Joining Fee

Rs. 10,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

Travel | Dining | Shopping

Reward Type

Reward Points

Welcome Benefits

11,000 bonus Membership Rewards Points on a minimum expenditure of Rs. 30,000 within 90 days of card issuance.