Best American Express Credit Cards
American Express, or AmEx, is a US-based multinational financial corporation known for its premium credit cards and charge cards worldwide. It is both a card issuer and a credit card network, as you can get cards issued by AmEx for which the payment is processed over its own network and cards issued by other financial institutions in partnership with the AmEx card network. The corporation forayed into the Indian credit card market in 1993, and very soon, American Express Cards became one of the most premium cards in the country. As of March 2025, there are more than 14.5 lakh American Express credit cards in circulation. Being a card issuer and a credit card network, AmEx has become unique in its own way, providing its customers with exclusive offers across different categories. Especially known for their travel rewards, American Express credit cards provide an elegant look and magnificent rewards. This article will help you understand the best AmEx Cards of various types.
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
AmEx Credit Cards Features and Benefits
AmEx offers different credit cards with several exclusive features and benefits over different categories, including reward programs, travel, movie & dining benefits, and many more. You can compare AmEx Cards on the basis of all the benefits offered by them and choose the one that suits your requirements. Following are the types of benefits that you can enjoy if you have an AmEx Credit Card:
- Welcome Benefits:Â You get the welcome benefits when you join the card membership, i.e., when you get a credit card and pay the joining fee. The welcome benefit can be given to you in the form of bonus membership rewards, accelerated cash back, or gift vouchers, and it varies from one Amex card to another.
- Reward Points:Â With AmEx Cards, you are rewarded with Membership Rewards every time you make a transaction using your credit card. However, the reward rate on every Amex card can be different, and you can also get accelerated rewards on selected categories.
- Milestone Benefits:Â The milestone benefits are offered when the cardholders achieve a minimum spend threshold within a specific time period, which can be every month, after every few months, or after an anniversary year.
- Travel benefits:Â You also get exciting travel benefits with some of the top AmEx Credit/Charge Cards. Travel benefits offer complimentary airport lounge access, complimentary memberships to selected airlines/hotels, complimentary hotel/airline vouchers, exclusive discount offers over travel-related spends, and many more.
- Movie & Dining Benefits: The movie and dining benefits offered by American Express Cards generally include discounts on dining/movies, complimentary memberships with dining benefits, free movie tickets, buy one get one (BOGO), and many more.
- Other Benefits:Â Other benefits offered by the AmEx cards include a 1% fuel surcharge waiver, a spend-based annual fee waiver, insurance benefits over different categories, golf privileges, and more.